Agreement to these terms
By using this website or submitting an inquiry, you agree to these Terms & Conditions and acknowledge our Privacy Policy. If you do not agree, do not use the website or submit information.
Website information is general
Website content is provided for general educational and informational purposes. It is not legal advice and does not create an accountant-client, tax professional-client, fiduciary, or other professional relationship. A professional relationship begins only after L Financial Service accepts an engagement and the parties complete the required engagement documents and payment arrangements.
No guarantee of outcome
Tax, financial, credit, and business outcomes depend on individual facts, agency decisions, laws, deadlines, documentation, and third parties. L Financial Service does not guarantee refunds, debt reductions, approvals, funding, tax outcomes, penalty relief, collection holds, revenue, credit results, or any other specific result.
Your responsibilities
You agree to provide complete, accurate, and timely information; review documents before signing or filing; protect your account credentials; and promptly report errors or unauthorized activity. You remain responsible for decisions made from the information provided and for meeting obligations not expressly assumed in a signed engagement.
Services, fees, and payments
Specific services, scope, fees, refund terms, and payment schedules are governed by the proposal, invoice, agreement, or other engagement documents provided to you. If those documents conflict with these website terms, the signed engagement documents control for that engagement.
Electronic communications
By submitting an inquiry, you consent to receive electronic communications reasonably necessary to respond to and administer that inquiry. Optional marketing consent is separate, is not required to purchase services, and may be withdrawn as described in the Privacy Policy.
Third-party services
Our website may send you to HoneyBook or another third-party platform. We are not responsible for a third party's independent terms, privacy practices, availability, or security.
Acceptable use
You may not misuse the website, attempt unauthorized access, introduce malicious code, interfere with operation, scrape protected content, impersonate another person, or use the website for unlawful activity.
Intellectual property
The website design, text, graphics, logo, and other original materials are owned by or licensed to L Financial Service and are protected by applicable intellectual-property laws. Limited personal use does not transfer ownership or authorize commercial reuse.
Disclaimer and limitation
To the fullest extent permitted by law, the website is provided “as is” and “as available.” L Financial Service disclaims warranties not expressly stated in a signed engagement. To the fullest extent permitted by law, L Financial Service will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising solely from website use or inability to use the website. Nothing here excludes liability that cannot legally be limited.
Governing law
These website terms are governed by the laws of the State of California, without regard to conflict-of-law principles. Any mandatory consumer protections that apply to you remain unaffected.
Changes and contact
We may update these terms by posting a revised version with a new effective date. Questions may be sent to info@Lfinancialservice.com or mailed to L Financial Service, 4000 Long Beach Blvd, Long Beach, CA 90807.